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Balance Transfer Credit Card You may apply online for any of the below balance transfer credit card deals and instantly transfer balances from an existing account to a new credit card with an interest free grace period. The 0 apr terms for balance transfer credit cards are either for 6 or 12 months. Many offer no balance transfer fees and are marked accordingly. If you elect to apply for a card with a balance transfer fee because you are interested in the rewards program associated with it, note that the fee for your balance transfer is typically 3% of the total, but is capped, meaning it will not exceed, $75. |

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- 0% Intro APR for 6 months on Purchases and Balance Transfers.
- Earn more cash in more ways than anyone else.
- Unlimited cash rewards, automatically.
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners.
- Customer Service in less than a minute, anytime you want.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months* |
10.99% |
$0 |
Yes |
Good |
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| Citi® Forward(SM) Card |
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- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening.
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 6 months on purchases and balance transfers.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0%* |
6 Months* |
14.24%* |
$0* |
Yes* |
Good* |
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| Discover® Open Road (SM) Card |
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- 0% Intro APR on purchases and balance transfers.
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases.
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases. Unlimited cash rewards.
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months* |
10.99% |
$0 |
Yes |
Good |
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| Citi® Platinum Select® Card |
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- 0% APR* on balance transfers and purchases up to 12 months.
- No annual fee.
- Citi® Identity Theft Solutions.
- $0 Liability on unauthorized purchases.
- Secure, free online account management.
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
Up to 12 Months |
As low as 11.99% |
$0 |
Yes |
Excellent |
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| Miles by Discover® Card |
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- 12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months.
- Double Miles on up to $3,000 in travel and restaurant purchases each year.
- Book any travel, anytime with no blackout dates or restrictions.
- 1 Mile for every $1 on all your other purchases.
- Unlimited Miles that never expire*
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months* |
10.99% |
$0 |
Yes |
Good |
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